Frontline social agencies say affordable housing funds are going unspent in the Greater Toronto Area because caps on Ontario's rent supplements render them too low to compete in the market.

The 2021-2022 Quebec budget opens up an enhanced refundable tax credit for rental housing tenants aged 70 and older, and promises incremental upward adjustments over the next five years.

Quebec promises to catch up on the delivery of previously announced affordable housing units, while Nova Scotia invests in major repairs in existing social housing buildings.

Recipients contribute a share of private sector housing costs equal to 25 per cent of their income, while the subsidy covers the remainder.